Injured Workers’ Benefit Fund: When your employer doesn’t have Workers’ Compensation Insurance

Workers’ compensation claims in general are tricky to navigate through, but cases involving the Injured Workers’ Benefit Fund are far more complex. Illinois state law requires employers to carry workers’ compensation insurance in order to protect any employee who suffers an injury on the job. But what happens if your employer doesn’t carry the required insurance? In this vlog, Attorney Lynn Taylor covers a few questions you may have if you are injured at work and you find yourself in this situation.

My name is Lynn Taylor and I’m an attorney with Woodruff Johnson and Evans. Illinois law requires employers to carry workers compensation insurance in order to protect any employee who’s injured on the job. What happens when your employer doesn’t carry worker’s compensation insurance? Today, we’re going to go through a few quick questions and answers regarding what happens when you’ve been injured at work and find out that your employer doesn’t have workers compensation insurer.

What happens to my employer for not having workers compensation insurance? The state may assess fines and penalties against your employer for failure to comply with the law and carry worker’s compensation insurance. These fines would then be paid to the fines in order to provide benefits for employees in your same position in the future.

What about my wages while I’m off work due to my injury? If the arbitrator awards you wages for the time you’re off work for your injury then a federal issue payment for these benefits as well. Be sure to keep all of the work status notes from your doctors in order to prove entitlements fees.

When will my benefits be paid? These features when all my benefits being paid at the end of each year the five issues payments for benefits awarded from July of the prior year through June of that year benefits from underpaid on a pro-rata basis. So that means that there are more benefits awarded in a given year than is available in that bind. You may only receive a percentage of what is awarded. Worker’s compensation claims, in general, are tricky to navigate through but cases involving injured workers benefit fund are far more complex. In order to ensure a successful claim against the fund, you need the assistance of an experienced workers compensation attorney who is familiar with the process to make sure that all the requirements. Call the attorneys at Woodruff Johnson and Evans to discuss your case and how will help to make sure that you receive from the fine and all the benefits which you’re entitled.

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Want to say thank you to Attorney Leandro Alhambra for not just being a good lawyer but for being kind and patient when explaining things. He has calmness that is soothing in stressful situations.


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My attorney, Jay Johnson, was efficient and there for me when I needed help with my work-related injury. Whenever I had an issue related to my employers’ insurance adjuster, he took care of it. Jay protected my rights when I was wrongfully charged medical bills and collectors. Jay always made himself available when I had  […]


El Sr. Jay Johnson fue genial. Me guió paso a paso a través de su proceso. Lo recomendaría en caso de alguna lesión laboral.

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