What are Passenger Rights in Auto Accidents?

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What Are My Rights if I Was Injured in a Car Accident?

If you were injured while you were a passenger, you are entitled to file a third-party claim. For example, if the owner of the car in which you were riding caused the collision, you can sue that person for compensation for your injuries. Specifically, you can file a claim against the person’s insurance company.

Suppose that another driver was responsible for the collision. As a passenger, you are entitled to file a claim against that person and his insurance company as well. Sometimes, things aren’t as straightforward as they can be, so you might be able to file claims against both drivers. You may want to do this if one of the drivers doesn’t have enough insurance to cover all of your medical expenses.

When you file your auto accident claim, it will be a “passenger injury claim,” and it will be to collect monetary compensation for your injuries from the drivers of both vehicles, both drivers’ insurance companies and maybe even your own insurance company. It is important to have a personal injury attorney Champaign so that you can be assured that you are filing claims against all the appropriate parties.

What If I Cannot Afford the Medical Treatment I Needed after the Auto Accident?

It doesn’t matter which policy it is; it has coverage for medical bills. The unfortunate thing is that the insurance company can deliberately take forever getting you the money that you need. In the meantime, your own health insurance may pay your bills. If your own auto insurance policy contains medical payments, you could use it to help pay your bills. Your personal injury lawyer Champaign can help you determine the coverage that you have available to pay your medical costs.

You must not neglect to obtain medical care after a car collision. This could make things more difficult for your Champaign IL personal injury attorney and jeopardize your case.

Contact us at the law offices of Woodruff Johnson & Evans if you have any more questions to ask about this matter.        

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