5 Common Corrections to Avoid After a Car Accident
Getting into a car accident can be a scary and stressful experience. Even minor fender benders can leave you feeling shaken up. It’s understandable to want to get things back to normal as quickly as possible after an accident. However, there are some common corrections that people try to make that should actually be avoided until certain steps have been taken. Here are five things not to do following a car crash:
Don’t Apologize Or Admit Fault At The Scene
Even if you think the crash was your fault, don’t start apologizing or admitting guilt to the other driver right away. Anything you say can be used against you later when insurance gets involved. Simply exchange information calmly instead and save discussions of fault for the claims process. If you have any doubts, it is worth working with a car accident lawyer Naperville. Then you can be clear on what you should do and what you shouldn’t.
Don’t Agree To Quick Cash Settlements On The Spot Either
Some drivers will try to pay you out-of-pocket with cash to avoid reporting an accident to insurance. But you might sign away rights to make a larger injury claim down the road. Get checked out medically first and go through proper channels.
Don’t Delay Seeing A Doctor
Many accident injuries like whiplash don’t show symptoms for 24-48 hours. Get examined even for minor impacts so any problems that emerge later are already documented in your medical records. Waiting makes linking crash injuries to the accident harder.
You shouldn’t have to pay anything out-of-pocket for hospital bills related to a car accident that wasn’t your fault. The other driver’s liability insurance or your own medical payments coverage will handle it. You just need to ensure that the visit is timely and clearly tied to the collision with documentation. Skipping this step means you have to pay for problems that arise down the road. It also leads to fights with insurers over crash-relatedness and delays in reimbursement.
Don’t Repair Vehicles Until Your Insurance Adjuster Has Inspected Damage
Although it’s tempting to take that damaged bumper to an auto body shop right away, claims adjusters need to see the vehicle damage firsthand before repairs are made. Save receipts but wait for the go-ahead or reimbursement could be denied. This is what automobile accident attorney Chicago will ask you to do as well.
Don’t Communicate Excessively With Insurance Companies Early On
Be cooperative in providing basic info. But realize that insurance reps are building a case and looking out for their own interests. Wait until you’ve finished medical treatment and consulted an attorney before lengthy discussions.
In the stress of the aftermath, these natural urges could undermine your rights. Police reports, medical exams, and legal guidance should happen before making statements, agreeing to settlements, or altering evidence through repairs. Remaining calm but restrained puts you in the best position long-term. With smart precautions, you can correct an accident’s effects safely and fairly.