Illinois employers are required by law to carry workers’ compensation insurance. If you are injured on the job, you are entitled to receive workers’ compensation benefits. Unfortunately, it is not always easy to secure the benefits you are owed. In some cases, employers and insurance providers may deny your claim or offer a lower amount than you are owed. Mistakes in your application can also lead to unnecessary delays or the rejection of your claim.

Illinois employers are required by law to carry workers’ compensation insurance. If you are injured on the job, you are entitled to receive workers’ compensation benefits. Unfortunately, it is not always easy to secure the benefits you are owed. In some cases, employers and insurance providers may deny your claim or offer a lower amount than you are owed. Mistakes in your application can also lead to unnecessary delays or the rejection of your claim.

When a loved one dies in an on-the-job accident, the emotional devastation cannot be overstated. The financial burden that is placed upon the surviving family members can also be tremendously difficult to handle. If your spouse, parent, or loved one was killed in a fatal accident in the workplace, you likely need the security of workers’ compensation dependents and death benefits. These benefits can help make up for the lost wages of your loved one and pay for any remaining medical bills, funeral costs, and other related expenses.

In many situations, a worker never fully recovers from a work injury. Fortunately, if a worker never fully returns to the pre-accident level of skill and efficiency, permanent partial disability benefits are available. Permanent partial disability (PPD) includes any long-lasting injury or symptoms resulting from on-the-job injuries, and helps to bridge the financial gap where your injury partially affects your ability to earn a living.

Unfortunately, some workplace accidents and illnesses are severe enough to cause a total disability that prevents a person from earning a living. Permanent Total Disability (PTD) occurs when the disability will prevent the individual from returning to any sort of gainful employment for the rest of his or her life. Permanent Total Disability benefits typically allow the individual to receive two-thirds of lost wages for the rest of his or her life with periodic supplements and increases.