Protect Yourself! Increase Your Limits for Underinsured Motorist Coverage!

Attorney Blog

car accidentThe key to protecting yourself is to make sure that you have plenty of underinsured motorist (UIM) coverage.

Many of us do not realize that our own automobile insurance can provide significant compensation to us for injuries we sustain in a collision. In fact, your own car insurance can provide compensation to you even if you are not in your car when the collision occurs.

The key to protecting yourself is to make sure that you have plenty of underinsured motorist (UIM) coverage. As the name implies, this coverage kicks in when the value of your case exceeds the at-fault driver’s policy limits and you have adequate UIM coverage.

For example, what if you fracture your leg in a bad car wreck. Your hospital bills may well be in excess of $100,000.00 and you may miss months of work. The driver who rear ended you has $25,000.00 of coverage, obviously not enough to cover your damages. The next question is what are your UIM limits? If the limits exceed $25,000.00 then you will have UIM coverage.  Under this scenario, your UIM coverage will provide compensation to you under your automobile insurance. This is why it is so important to protect yourself by having adequate UIM limits.

It is easy to see how even having $100,000.00 of coverage may not be enough under certain circumstances. What’s more, the difference in the cost of acquiring that $100,000.00 versus $25,000.00 policy limits pales in comparison to what your loss could be. So protect yourself!  Make sure you have adequate UIM coverage so you do not have to rely on the other driver’s insurance to make sure you are fairly compensated. After a car accident, there are several things you should do to preserve your legal claims. Follow our instructions for the injured to protect yourself.

If you have been injured in a car accident, contact our firm today to schedule a free confidential consultation and case evaluation with one of our experienced attorneys. You pay nothing until we successfully resolve your legal claims and secure the compensation you are entitled to for your injuries.


I wouldn’t have gotten the relief from my injury if Jay had not gotten involved.

I was referred to Woodruff, Johnson & Evans by a friend after a work related car accident. The workmen comp adjuster was giving me the run around. I was having terrible back pain but because it was work related my doctors could not provide me the treatment I need. Jay Johnson began investigating my case […]

Randel M

Outstanding job for my mother and me.

Very professional. Was referred to me by my mother. Did an outstanding job for my mother and me. Great service!

Valente G

Russ was the best!

Russ was the best! I got his number from my cousin. Best phone call I ever made! Always there for anything I needed and got all my bills paid and some compensation for me! Highly recommend.

Timothy F

Thank you for a good service!!

Steve Sandler presented himself professionally with good rapport and showed concern for my well being. I will definitely recommend him to others!! Thank you!!

Sherifat O

This man knows what he is doing.

I can’t say enough about Jon Walker. He took my case after being denied. Told me everything I had to do and kept me calm during the wait and got me approved! If you want a professional lawyer who knows how to get you approved call WOODRUFF JOHNSON & EVANS I cannot thank you enough […]

Steve G

Far beyond what I expected!

Russ Haugen helped me far beyond what I expected. He was polite and communicated with me every step of the way. Thank you for everything!

Mikahl S

I really felt like I had an ally!

Jon Walker represented me in a Work Comp case. I really felt like I had an ally and someone who was going to protect me and my rights after I was injured at work. Jon was extremely attentive and available to me when I had questions or needed advice throughout the entire process. Also, Jon […]

Juli T

Recommendation to Blessing

I had a lawyer working on my insurance claim that was extremely unprofessional and after 8 months of getting nowhere, I fired him. Dexter Evans was recommended to me by a family member. He was extremely professional and made the insurance claim very easy for me. He was very informative and always got back to […]

Brooke D

I am forever Grateful for this Firm!

I am forever Grateful for this Firm. Steven Sandler stayed on top of my auto accident. I was kept informed on every thing. They were there for me and I will be sure to recommend them. Thank you!!!

Lisa R

¡Estaba muy satisfecho con los resultados!

¡Estaba muy satisfecho con los resultados! Mi abogado, Jay Johnson, me explicó el proceso para que entendiera lo que estaba sucediendo con mi caso. Estaba muy satisfecho con los resultados y recomendaría a mi familia y amigos que necesitan ayuda legal que vayan a Woodruff Johnson & Evans.

View All Testimonials

Get Your Free Consultation