Protect Yourself! Increase Your Limits for Underinsured Motorist Coverage!

Attorney Blog

car accidentThe key to protecting yourself is to make sure that you have plenty of underinsured motorist (UIM) coverage.

Many of us do not realize that our own automobile insurance can provide significant compensation to us for injuries we sustain in a collision. In fact, your own car insurance can provide compensation to you even if you are not in your car when the collision occurs.

The key to protecting yourself is to make sure that you have plenty of underinsured motorist (UIM) coverage. As the name implies, this coverage kicks in when the value of your case exceeds the at-fault driver’s policy limits and you have adequate UIM coverage.

For example, what if you fracture your leg in a bad car wreck. Your hospital bills may well be in excess of $100,000.00 and you may miss months of work. The driver who rear ended you has $25,000.00 of coverage, obviously not enough to cover your damages. The next question is what are your UIM limits? If the limits exceed $25,000.00 then you will have UIM coverage.  Under this scenario, your UIM coverage will provide compensation to you under your automobile insurance. This is why it is so important to protect yourself by having adequate UIM limits.

It is easy to see how even having $100,000.00 of coverage may not be enough under certain circumstances. What’s more, the difference in the cost of acquiring that $100,000.00 versus $25,000.00 policy limits pales in comparison to what your loss could be. So protect yourself!  Make sure you have adequate UIM coverage so you do not have to rely on the other driver’s insurance to make sure you are fairly compensated. After a car accident, there are several things you should do to preserve your legal claims. Follow our instructions for the injured to protect yourself.

If you have been injured in a car accident, contact our firm today to schedule a free confidential consultation and case evaluation with one of our experienced attorneys. You pay nothing until we successfully resolve your legal claims and secure the compensation you are entitled to for your injuries.


DJ (Dexter Evans) was amazing.

DJ (Dexter Evans) was amazing. He and Kylene communicated well and reached out often. This is my 2nd time using him and will never go anywhere else for my attorney needs. – Shanita […]

Highly recommended!

Highly recommended! Smooth process and great communication. Two thumbs up!   – Marek P.   […]

Big thank you to Attorney DJ Evans

Big thank you to Attorney DJ Evans for helping me with my PI case. Had a terrible car accident which I was not at fault for legally but my car was totaled and I sustained injuries that impacted my work. The at faults insurance tried to manipulate me into taking 2k which was ridiculous for […]

Jay Johnson was fabulous

Jay Johnson was fabulous, he kept me up-to-date and informed of every step. Very happy with his service and I would highly recommend him.       – Dawn S. […]

Very helpful.

Very helpful. I was able to put most of it away into an emergency fund.         – Christine […]

Got a Settlement Quicker Than I Expected and Better Than I Expected!

My second time with Leandro A. at Woodruff Johnson and Evans. Another great job. Didn’t have to talk with work comp at all this time since I told work comp I don’t trust them after the first occurrence with them. Got a settlement quicker than I expected and better than I expected. Thanks to Leandro […]

Attorney Dexter Evans: Professional, Responsive and Took Care of Business. Highly Recommended. You Will Not Be Disappointed!

Dexter Evans handled my case for a motor vehicle incident. I would like to inform you that he was very professional, responsive, and took care of business. Whenever I had a question they were very quick to respond and handled everything for me. If it wasn’t Dexter then Nicole was right there. I highly recommend […]

Go to the Doctor. Do the Tests. Get the Diagnostics. Hire Leandro Alhambra!

Leandro Alhambra took on my workman’s comp case and did a great job getting a good return back. I had him take on the case late (2 years after the incident) and he still was able to provide a good amount of compensation. Advice to anyone reading: go to the doctor, do the tests and […]

Leandro A. Alhambra Fights to Get Every Dollar for his Clients

I used Leandro A. Alhambra for my workmans comp. case. I see in him that he fights to get every dollar for his clients to be satisfied of the […]

Their Office Represented Me Very Well

I felt that their office represented me very well with a very difficult people to deal with. The process took a long time but at the end they were able to close the deal. I want to thank you for the support and ability to answer any and all questions I had during this process. […]

View All Testimonials

Get Your Free Consultation

"*" indicates required fields

This field is for validation purposes and should be left unchanged.