Who Pays My Medical Bills?

Most medical providers are not sympathetic to the plight of a person injured due to the fault of another. They want to get paid. Some will take whatever action is necessary (i.e. sending the client into collections) to collect their money. Of course, this can have an adverse effect on a client’s credit history. How to guard against this? Who should pay the bills in the interim?

Hi, my name is Dexter Evans and Attorney. Woodruff Johnson Evans and I’m here today to talk to you about payment of your medical bills. One of the questions that claim commonly as when they come to my firm is when I’m at an accident and have medical treatment. Who is paying for my medical bills or who should be paying for my medical bills. The other person’s insurance typically will not pay for your medical bills during the pendency of your case. Usually will make a settlement all-inclusive of everything your medical bills pain suffering loss of normal life lost wages at the very end of your case. The question is while I’m waiting for that who is paying for those bills and so there are a few sources that are the most common ones that you can look to pay your medical bills. The first one I recommend is to go through your health insurance. Why. Because health insurance pays for your medical bill. They get a discounted rate when they appeared under Illinois law. However, you’re allowed to recover the entire bill so you get the benefit of the discount. Additionally, most times when an insurance company pays for your medical bills they are seeking reimbursement they have to reduce whatever they’re seeking by one third because you have an attorney working on the case. There is something called the common fund doctrine in Illinois. Sometimes your health insurance will not pay for a medical bill due to an accident. Other times a medical provider won’t take health insurance because they know you have an accent and they want to put a lien on her case.

So, the second source I recommend clients look at is their own medical payments coverage through their own auto insurance. Why is that a good idea. Because like health insurance whatever your auto medical bill payments coverage pays they have to reduce automatically by one third because you have an attorney working on the case again that benefit goes to the client. The only difference between the health insurance pain in your own medical payments coverage through your auto insurance pain is that when auto insurance pays they pay the full amount of bill they don’t get a discounted rate. What if you don’t have health insurance or won’t pay or you don’t have auto medical payments coverage. The third way in which you have your bills taken care of is to ask them to pull the pin on your case. Most times they will do that automatically. Sometimes you have to ask them to do it. Why would you want to have a line put on her case? Because first most of the time they will stop any type of collection at first. That can affect your credit. Secondly even though we have to pay any leaves out of a potential settlement to you we’re usually successful in being able to negotiate some type of reduction of those leads. In summary when you are in an auto accident there are usually three ways in which you have your medical bills paid. Obviously, most people can’t afford to pay those out-of-pocket immediately. So the first source would be your health insurance. The second source of your ideal medical payment is coverage.

The third way is to heavily in your case so that your attorney can try to negotiate a settlement of that mean to get you more money in your pocket.

I wouldn’t have gotten the relief from my injury if Jay had not gotten involved.

I was referred to Woodruff, Johnson & Evans by a friend after a work related car accident. The workmen comp adjuster was giving me the run around. I was having terrible back pain but because it was work related my doctors could not provide me the treatment I need. Jay Johnson began investigating my case […]

Randel M

Outstanding job for my mother and me.

Very professional. Was referred to me by my mother. Did an outstanding job for my mother and me. Great service!

Valente G

Russ was the best!

Russ was the best! I got his number from my cousin. Best phone call I ever made! Always there for anything I needed and got all my bills paid and some compensation for me! Highly recommend.

Timothy F

Thank you for a good service!!

Steve Sandler presented himself professionally with good rapport and showed concern for my well being. I will definitely recommend him to others!! Thank you!!

Sherifat O

This man knows what he is doing.

I can’t say enough about Jon Walker. He took my case after being denied. Told me everything I had to do and kept me calm during the wait and got me approved! If you want a professional lawyer who knows how to get you approved call WOODRUFF JOHNSON & EVANS I cannot thank you enough […]

Steve G

Far beyond what I expected!

Russ Haugen helped me far beyond what I expected. He was polite and communicated with me every step of the way. Thank you for everything!

Mikahl S

I really felt like I had an ally!

Jon Walker represented me in a Work Comp case. I really felt like I had an ally and someone who was going to protect me and my rights after I was injured at work. Jon was extremely attentive and available to me when I had questions or needed advice throughout the entire process. Also, Jon […]

Juli T

Recommendation to Blessing

I had a lawyer working on my insurance claim that was extremely unprofessional and after 8 months of getting nowhere, I fired him. Dexter Evans was recommended to me by a family member. He was extremely professional and made the insurance claim very easy for me. He was very informative and always got back to […]

Brooke D

I am forever Grateful for this Firm!

I am forever Grateful for this Firm. Steven Sandler stayed on top of my auto accident. I was kept informed on every thing. They were there for me and I will be sure to recommend them. Thank you!!!

Lisa R

¡Estaba muy satisfecho con los resultados!

¡Estaba muy satisfecho con los resultados! Mi abogado, Jay Johnson, me explicó el proceso para que entendiera lo que estaba sucediendo con mi caso. Estaba muy satisfecho con los resultados y recomendaría a mi familia y amigos que necesitan ayuda legal que vayan a Woodruff Johnson & Evans.

J.C.
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