Social Security Disability Insurance vs. Supplemental Security Income
(SSDI vs. SSI)

Learn More—Call Our Social Security Disability Attorneys in Chicago

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two government programs designed to assist individuals who are unable to work due to a disability. However, there are several key differences between SSDI and SSI. The primary difference is that SSDI benefits are awarded based on work credits. In other words, workers who have earned enough work credits and suffer a debilitating injury or illness that prevents them from working are eligible for SSDI benefits. SSI, on the other hand, is available for those who are prevented from working due to a disability and do not have enough work credits to qualify for SSDI. Generally speaking, individuals who have previously been able to work but then develop or experience a worsening of a disabling condition can qualify for SSDI, whereas individuals who have never been able to work due to a disability can pursue SSI.

If you have questions about your particular situation or whether or not you qualify for SSDI or SSI benefits, our firm can help. At Woodruff Johnson & Evans Law Offices, we proudly serve clients throughout the state of Illinois. Our Chicago SSDI and SSI attorneys have more than a century of combined legal experience; we know the Social Security Disability system and the processes involved in securing Supplemental Security Income. We are prepared to help you work to recover the benefits you need and are owed.

Give us a call at (866) 891-9211 or fill out an online contact form to get started with your no-cost case evaluation. We have offices in Chicago, Aurora, and Champaign.

Who Qualifies for SSI Benefits?

Supplemental Security Income is a needs-based government program. In contrast to SSDI, which is funded by the Social Security trust fund, funds for SSI come from general taxes. Unlike with SSDI, eligibility for SSI has nothing to do with your work history. Instead, SSI eligibility is based strictly on need and is reserved for individuals with very limited assets and income.

In order to be eligible for SSI, you must:

  • Have less than $2,000 in assets if you are single or less than $3,000 total in joint assets if you are married
  • Prove that you are totally disabled (if you are under 65) and that this disability prevents you from obtaining any gainful employment
  • Show that you do not have any other means of adequately supporting yourself (insufficient or nonexistent income)

If you are over the age of 65, you may qualify for SSI even if you are not completely disabled under the Social Security Administration’s definition of complete disability. Additionally, some individuals—particularly those that have worked within the last 10 years—qualify for both SSDI and SSI benefits. It is a good idea to consult with an attorney to determine your best option.

How to Apply for SSDI or SSI Benefits

The process of applying for and receiving SSDI or SSI benefits can be incredibly complex. People who attempt to do so on their own typically face numerous obstacles. In fact, many properly filed initial claims are rejected—less than half of all first-time SSDI and SSI claims are accepted.

Woodruff Johnson & Evans Law Offices can help you complete and submit the proper paperwork. We can also assist you if your initial claim is denied. We have extensive experience navigating all aspects of SSDI and SSI, including filing initial claims, appealing rejected claims, and representing our clients at appeal hearings. Our Chicago disability lawyers are able to handle every aspect of your claim if you are not able to due to your disability or impairment. The sooner you contact us, the sooner we can get to work helping you secure the benefits you need. We offer free initial consultations and contingent fees, meaning you do not owe us anything until we recover benefits on your behalf.

Need help filing an SSDI or SSI claim? Was your initial claim denied? Contact Woodruff Johnson & Evans Law Offices online or by phone at (866) 891-9211 to find out how we can help!

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Very Persistent and Very Honest!

After Mr. Evans took over my case, it didn’t take long to get results. I recommend Mr. Evans if you want to get results quick he very persistent and very honest with his clients.

Timothy A

He settled my case for more than I had expected.

Mr. Haugen is always so very kind and very involved with his client. He’s very attentive when it comes to his client relationship. Any questions I had for him were always answered in a very timely fashion, and explained very well. He settled my case for more than I had expected. Great Attorney! Highly Recommended!

Molly P

Thank you so much for great service and representation!

Attorney Russ Haugen was truly amazing. He kept in touch with me every time there was new information or changes with my case. The company he represents were very professional every time I called and responded back within a reasonable amount of time. I would recommend not only Russ Haugen to represent you, but the […]

Alexis W

Russ fought for me and I received more than double from the 1st settlement offer.

In July of 2018 I injured my back on the job. I was advised by someone to find a lawyer. I was given Woodruff Johnson & Evans Law Offices telephone number. I called and had a consultation with Russell Haugen. I knew nothing as far as what to do or expect. He was very informative […]

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Thank you, Jay Johnson, for all that you do. You are truly one of the good guys.

This is the second time I’ve needed the services of Jay Johnson, and it will be the second time that I am completely satisfied with Mr. Johnson’s performance. He thoroughly explains all aspects of a case and is always able to answer questions and concerns. I would recommend, and have recommended him, to other people […]

Richard V

Very glad I chose them for my lawsuit.

They were very professional with my case. They were patient and always kept me informed. Very comfortable environment. I was very glad to choose them for my lawsuit.

Matthew D.

Russell Haugen represented me, and he was absolutely amazing!

Excellent Law firm! Russell Haugen represented me, and he was absolutely amazing! He always checked on me and answered every phone call regarding my concern we settled for way more than I expected! He’s kind and considerate! I highly recommend Russell! He won’t let you down and God forbid but if I were to get […]

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I was very pleased with this firm! Highly recommended!!

Not a fan of lawyers (previous encounters with different firm); but, I was very pleased with this firm and with Casey Woodruff. Answered my questions and addressed my concerns in a timely manner. Highly recommended!!

Dane S.

Honest conversation, personable team and timely responses.

Honest conversation, personable team and timely responses. Working with Mr. Evans and Cynthia has been a wonderful experience at a difficult time. Phone calls and emails are answered within a very reasonable time frame, each conversation is handled in a compassionate manner.

Deidre S.

DJ did a fantastic job on my auto-accident claim!

I highly recommend Mr. Dexter Evans, and the Woodruff law firm. DJ did a fantastic job on my auto-accident claim. I really appreciated all the detailed information provided, and finding medical assistance for me. It was awesome. All my questions were addressed properly and asap. I made my final decision with confidence. Over all the […]

Lilia G.
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